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The best thing about CIC Annuity is that once you hit 50 you have guaranteed protection by receiving a secure income for life. CIC Group offers guaranteed annuities to both single life and joint life with an option of 3 guarantee periods. In joint life annuity, In case the policy holder passes on their spouse is guaranteed financial security.

The 3 guarantee periods offered include the no guarantee period, 5 years guarantee period and 10 years guarantee period. The annuity payments are usually in fixed amounts or amounts increasing annually by 3% or 5%.