The Policy offers a flexible, comprehensive and affordable in-patient medical cover tailored to provide adequate protection against a wide range of hospitalization expenses arising from both illness and accident, including chronic ailments and HIV/AIDS.

Members access medical services using a Medical Card through a countrywide network of medical service providers appointed by CIC Insurance, including major hospitals like Aga Khan University Hospital, Gertrude's Children Hospital, Nairobi Hospital, Kenyatta National Hospital(Private wing), Nakuru War Memorial Hospital, Moi Teaching & Referral Hospital(Eldoret), and many others

In-patient expenses covered by the policy include specialist doctors fee, prescribed physiotherapy/chemotherapy/radiotherapy, nursing care, prescribed medicines / dressings, diagnostic tests, emergency Air evacuation, emergency ambulance services, emergency overseas treatment, among others.

The policy is presented in six plans each loaded with attractive benefits package matching the level of cover:


MEMBERSHIP ELIGIBILITY

The maximum policy entry age is 55 years. However, members can remain on cover up to a maximum age of 74 years.

Children aged 30 days to 21 years are eligible for cover .