PUBLIC LIABILITY INSURANCE

General liability insurance will indemnify the insured against her or his legal liability to third parties for both accidental bodily injury and loss of or damage to property arising from or in connection with the business insured, for example, a factory owner faced with risk of escape of gas causing bodily injury.

There has been an increased awareness of the average citizens of their rights to compensation in cases of negligence by other parties and the duty of care owed to others. This awareness has led to increased claims against the liable people.